Attention homeowners: Real estate appraisal services for in Mechanicsville and King William CountyHere are the top 7 reasons why Virginia homeowners call on Commonwealth Real Estate Appraisals, LLC.:
At Commonwealth Real Estate Appraisals, LLC., we understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Commonwealth Real Estate Appraisals, LLC. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.Challenging property tax assessmentsIf you live in an area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Commonwealth Real Estate Appraisals, LLC. is your chief weapon.Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're veterans in helping folks just like you remove unnecessary PMI insurance.Was your HELOC recently frozen?If your home is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Commonwealth Real Estate Appraisals, LLC. can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Commonwealth Real Estate Appraisals, LLC. offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house. |
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